Budget Planning & Tracking Tools

Personal Financial Management

Simply Manage Your Money in Home Banking

Cyprus Credit Union's money management tools take the work out of budgeting by making it easy to create automated spending plans right in Home and Mobile Banking. This free service helps you see where your money is being spent or saved, even if you have multiple financial accounts at other institutions. 

 

Get Started in Home Banking   BUDGET PLANNING & TRACKING TOOLS GUIDE  

 

Manage your money the smart way with these Budget Planning & Tracking tools.

Smart Budgeting – Creates automated budgets based on past spending behavior. The Bubble Tools option makes it easy to see if you are within, close to, or out of budget. You can also rename your budget categories, create sub categories, and more.

External Account Linking Link all of your accounts from other institutions to the Cyprus app. This enables you to view up-to-date balances and transactions and to manage all of your finances in one place, including deposits, loans, and more.

Debt Management – Allows you to see all your loans in one place, provides a payoff estimate utilizing the snowball method, and helps to calculate how additional payments or different strategies will impact your debt payoffs over time.

Cash Flow Tools – Provides deposit and spending history and predicts future balances. 

Spending & Trend Tools – Displays a representation of your spending habits over time. Spending is categorized the same as in the budget tool, allowing you to see how your budgets have changed.

Net Worth Monitoring – Tracks the sum of all your assets and liabilities over time.

 

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Getting Started Is Easy!

Log in to Home Banking, look for the Financial Tools section, and select Get Started.

get started

 

Securely link all of your financial accounts for the most comprehensive view of your finances.

link accounts

  • View your spending based on categories
  • Set a monthly budget
  • Observe your spending trends
  • Analyze your cash flow
  • See your net worth
  • Look at your current debts

 

Get Started in Home Banking   BUDGET PLANNING & TRACKING TOOLS GUIDE  

 

 

Home Banking

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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