Business Rates and Service Charges

Small Business Term Loans Apply Online Small Business Term Loans
APR as low as Promotional Rate: APR as low as Term
7.49% 6.99%* 12-48 Months
7.99% 7.49%* 60 Months
8.49% 7.99%* 72-84 Months

Fixed rate. For unsecured loans add 2.0% APR.

*Promotional rate is a limited time offer.
Small business term loans include a 1% origination fee. 0.50% APR discount applied to loan rate offered on approved credit.  Automatic payments from a Cyprus business checking account required to receive discount. Maximum loan amount of $100,000.00. Membership, terms, conditions, and eligibility requirements apply. Equal Opportunity Lender.

Essential Checking Call 801-260-7600 ext. 5280 Essential Checking
Daily Balance Dividend Rate APY
$0.00 and over 0.000% 0.00%
  • $50.00 minimum to open checking
  • One time setup fee of $25
  • No monthly fee
  • 100 free checks deposited & written per month
  • $0.15 per check deposited & written after first 100
  • $0.05 per ACH transaction after the first 100
  • No fees on monthly transactions up to $5,000
  • Unlimited free ATM transactions
  • Overdraft protection available
Choice Interest Checking Call 801-260-7600 ext. 5280 Choice Interest Checking
Daily Balance Dividend Rate APY
$0.00 to $49,999.99 .100% .10%
$50,000.00 to $99,999.99 .150% .15%
$100,000.00 and over .200% .20%
  • Earn interest
  • $50.00 minimum to open checking
  • One time setup fee of $25
  • Monthly fee of $10
  • $0.05 per check deposited & written
  • $0.02 per ACH transaction
  • No fees on monthly transactions up to $5,000. A $0.35 fee will incur for every $1,000 after the initial $5,000
  • Unlimited free ATM transactions
  • Overdraft protection available
Choice Earnings Checking Call 801-260-7600 ext. 5280 Choice Earnings Checking
Daily Balance Dividend Rate APY

N/A

 N/A N/A
  • Earn credits that offset the monthly fee
  • $50.00 minimum to open checking
  • One time setup fee of $25
  • Monthly fee of $10
  • $0.05 per check deposited & written
  • $0.02 per ACH transaction
  • No fees on monthly transactions up to $5,000. A $0.35 fee will incur for every $1,000 after the initial $5,000
  • Unlimited free ATM transactions
  • Overdraft protection available
Non Profit Checking Call 801-260-7600 ext. 5280 Non Profit Checking
Daily Balance Dividend Rate APY
$0.00 and over 0.000% 0.00%
  • Free Checking
  • No setup fees
  • No monthly fees
  • No check writing or deposit fees
  • Overdraft protection available
Business Money Market Call 801-260-7600 ext. 5280 Business Money Market
Daily Balance Dividend Rate APY
$0 to $49,999.99 1.490% 1.50%
$50,000.00 to $99,999.99 2.227% 2.25%
$100,000.00 to $249,999.99 2.960% 3.00%
$250,000.00 to $499,999.99 3.445% 3.50%
$500,000.00 and over 3.928% 4.00%
** Declared, paid and compounded monthly
Business Growth Money Market Call 801-260-7600 ext. 5280 Business Growth Money Market
Daily Balance Dividend Rate APY Range
$0.00 to $4,999.99 3.928% 4.00%
$5,000.00 to $19,999.99 1.982% 2.50% - 4.00%
$20,000.00 to $49,999.99 0.995% 1.60% - 2.50%
$50,000.00 and over 0.499% 0.50% - 1.60%
** Declared, paid and compounded monthly
Public Funds Money Market Call 801-260-7600 ext. 5280 Public Funds Money Market
Daily Balance Dividend Rate APY
$0 to $49,999.99 1.490% 1.50%
$50,000.00 to $99,999.99 2.227% 2.25%
$100,000.00 to $249,999.99 2.960% 3.00%
$250,000.00 to $499,999.99 3.445% 3.50%
$500,000.00 and over 3.928% 4.00%
** Declared, paid and compounded monthly
Regular Share Savings Interest Rates Open Now Regular Share Savings Interest Rates
Daily Balance Dividend Rate APY
$0.00 and over
 .050% .05%
** These interest rates apply to 0100, 0200 and 0300 account types
** Declared, paid and compounded monthly
Business Visa Platinum Rewards Call 801-260-7600 ext. 5280 Business Visa Platinum Rewards
APR as low as Card Type Annual Fee
14.74% Variable Rate Visa 
Business Rewards Credit Card		 No Annual Fee (see terms)
Rates as of 4/1/24, variable rates may change. Membership and eligibility required.


Contact Us

Email our Business Services team at BusinessServices@CyprusCU.com or call 801-260-7600 ext. 5280.

             

OPEN A BUSINESS ACCOUNT   BUSINESS SAVINGS & LOAN RATES   APPLY FOR A BUSINESS LOAN

 

 

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The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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