Certificate Accounts

Boost your savings with a Share Certificate.

Certificates earn higher dividends than traditional savings accounts helping you grow your money at a faster rate. All Cyprus Certificates feature:

Higher Earnings - Earn a higher yield than a traditional shared savings account.
Flexible Terms - With terms ranging from six months to five years, there's a Certificate to fit your savings goal. The longer the term, the higher your earnings will be.
Secured Savings - Your funds Certificate are federally insured by the NCUA for up to $250,000.

Early withdrawal penalties may apply. Share Certificates require an initial deposit of at least $1,000.

OPEN AN ACCOUNT Rates Calculate your Investment

Certificate Accounts, IRA Certificate Accounts and Dream Certificates

Term	Dividend Rate	APY
6 month Certificate (CD)	4.410%	4.50%
12 month Certificate (CD)	4.362%	4.45%
18 month Certificate (CD)	4.025%	4.10%
24 month Certificate (CD)	4.025%	4.10%
36 month Certificate (CD)	3.928%	4.00%
48 month Certificate (CD)	3.784%	3.85%
60 month Certificate (CD)	3.832%	3.90%

Open your Dream CD with just $20 and add a $10 or more each month while earning regular CD rates. Your deposits will be automatically transferred to your Dream CD every month or every paycheck. $100,000 Dream CD maximum per member. Promotional rates are not eligible for bump rate increases.

Term 6 month Certificate (CD) Dividend Rate 4.410% APY 4.50%

Term 12 month Certificate (CD) Dividend Rate 4.362% APY 4.45%

Term 18 month Certificate (CD) Dividend Rate 4.025% APY 4.10%

Term 24 month Certificate (CD) Dividend Rate 4.025% APY 4.10%

Term 36 month Certificate (CD) Dividend Rate 3.928% APY 4.00%

Term 48 month Certificate (CD) Dividend Rate 3.784% APY 3.85%

Term 60 month Certificate (CD) Dividend Rate 3.832% APY 3.90%

OPEN AN ACCOUNT Rates Calculate your Investment

Open a Certificate Account

New to Cyprus

Join Cyprus and we will open your certificate during the application process.

Cyprus Members

Chat, call, or visit a branch to get started.

Certificates

APY as high as 4.50%

Money Market

APY AS HIGH AS 4.25%

Share Savings

APY .05%

The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.

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