Business Lending

Cyprus has the tools and solutions necessary to take your business to the next level, so you can spend more time on your business and less on your bank account.

 

BUSINESS CHECKING     BUSINESS SAVINGS     BUSINESS SERVICES

 

 

0% APR for the first six months
APR = Annual Percentage Rate. 0% APR introductory rate only available for purchases and balance transfers on new Business Visa Rewards credit card for first six (6) months after opening. Business Visa Rewards credit card must have limit of $25,000.00 or less to be eligible for introductory rate. Must have an active Cyprus business checking account to receive introductory rate. Variable rate applies after introductory period ends. Limited-time offer. 

 

Business Rewards Visa Credit Card

  • Use your card wherever Visa is accepted with no annual fee and competitive interest rates.
  • Payments can be made online through home banking or at a branch.
  • Earn one point for every $1 you spend.
  • Easily check points and claim your rewards online. Redeem for travel, top-shelf merchandise, gift cards, and more! Have your credit card number ready.

 

APPLY NOW

Home Banking

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Business Lines of Credit

  • Provides convenient access to funds for larger cash flow needs.
  • Two-year renewal option available.

Vehicle & Equipment Loans

  • Low rates for passenger vehicles.
  • Flexible terms for commercial vehicles and other equipment.

 

 

Commercial Real Estate

  • Commercial Real Estate loans allow you to purchase or refinance the right building for your business.
  • Flexible terms and rate options for all types of property including; investment, office, industrial, retail, residential, and more.

Commercial Construction Loans

  • Acquisition and development loans available for commercial or residential projects.
  • Builder lines to finance presold, speculative, and model homes.
  • Construct a facility that meets your organization’s needs.
  • Can be used to renovate or enlarge existing buildings.
  • Easy online draw process.

 

 

Contact Us

Not sure which loan is right for you? Schedule a free, one-on-one consultation with our dedicated local experts to discuss how we can help your business thrive. 

To get started or to ask questions, contact our team of business bankers at 801-260-7600 ext. 5150 or email BusinessBanking@CyprusCU.com. 

             

OPEN A BUSINESS ACCOUNT   BUSINESS SAVINGS & LOAN RATES   APPLY FOR A BUSINESS LOAN

 

 

Schedule a meeting with a Cyprus Business Banker

Select Location for Scheduling

Select a Location to Schedule Your Appointment

 

FAQs

How long do I have to be in business to qualify for a loan? 
Every business is unique and each situation is different. We serve businesses who are just getting started as well as tenured businesses. There are many factors that go into qualifying for a business loan, contact us to learn more about our application process. 
What information do I need to submit an application? 
Our application asks for basic business and personal information. Unsure you have what is required? Contact our team of business bankers for help filling out an application. 
Once a loan or line of credit is approved, how long does it take to receive funds?  
Our team will work with you to ensure your funding is completed and in hand as soon as possible. Each loan type is unique, but we do our best to provide fast and easy funding. 
Do I need to be an existing Cyprus Credit Union member to qualify for a loan? 
While being an existing member of the credit union is not required to apply, to fund a loan, you will be required to become a member and open a Business Checking account with Cyprus Credit Union. 
I'm not sure if I should apply for a term loan or a line of credit. 
Each industry and business type has unique financing needs. Contact a business banker for a free one-on-one consultation regarding your business to help us understand what loan type makes the most sense for you and your business. 
What are the benefits of getting my business loan from Cyprus? 
Our team of local decision-makers and business bankers familiar with the Utah market are here to understand your business needs.  We work quickly to provide you with the funds needed to grow your business. 

 

 

Business Visa Platinum Rewards

APR as low as 13.74%

Business Money Market

APY AS HIGH AS 4.65%

Business Growth Money Market

APY AS HIGH AS 4.00%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

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