Personal Loans

Affordable Personal Loans in Utah—No Collateral Needed 

Cyprus Credit Union’s personal loans are a great way to consolidate debt, cover medical expenses, or fund some much-needed vacation time. Enjoy competitive rates, flexible terms, and zero collateral required.  

 

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Competitive Personal Loan Rates in Utah for Every Need 
Signature loans from Cyprus Credit Union are personal loans that get you money fast to cover just about anything you need. Benefit from loan terms of up to 48 months, no application fees, and flexible repayment options. Our loan experts are here to help you and put your needs first, and will be with you through every step of the loan process!  


Build Credit with a Savings & Certificate Secured Loan 
With a Savings & Certificate Secured Loan, you can use your savings or certificate as collateral. These low-rate, personal short-term loans are ideal if you’re looking to build or repair your credit without dipping into your savings.  


Fast and Secure Online Loan Approval Process 
Our easy online application can get your loan approved quickly and securely. Ready to apply? Click here to apply online. You'll receive an email notification or phone call when your loan is approved. 


Support from the Cyprus Lending Team
Ready to get started or have additional questions? Our Lending Center is available 24/7 to provide round-the-clock support for all your loan needs. Call today at 801-260-7700.  

 

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FAQs

What is a signature loan, and how does it work?  
A signature loan from Cyprus Credit Union is a personal loan you can use to cover just about anything from big repair bills to moving expenses. You borrow a set amount and repay it in fixed monthly installments. You can get loan terms of up to 48 months, competitive rates, and no collateral needed to apply.  
What are the interest rates and terms available for personal loans in Utah?  
Interest rates are subject to change. Personal loan terms can be up to 48 months. You can see rates for all our loan products here.  
How do I qualify for a Signature Loan at Cyprus Credit Union?  
To qualify for a personal loan, you typically need a good credit score, a steady income, and a healthy debt-to-income ratio. When you apply for a personal loan, your creditworthiness is determined by these and other credit profile factors.  
Can I use a personal loan to consolidate debt?  
Yes! A personal loan is a great way to bring down debt quickly. You can use the funds to pay off debt, which not only eliminates your debt but also helps build your credit. 
How long does it take to get approved for a personal loan?  
Typically, funds can be available on the same day, depending on whether our loan experts have all the information needed to make a decision. But our loan experts are here to get you funds as quickly as possible!  

 

Ready to Get Started? Apply for Your Personal Loan Today! 

Take the next step toward achieving your financial goals with a low-rate personal loan from Cyprus Credit Union. Whether you’re planning for a major expense or need funds for unexpected costs, our application process is fast, secure, and hassle-free. 

  Apply Now     LOAN RATES

 

Contact Us 

Not sure which loan is right for you? Speak with a loan specialist by calling 801-260-7700 or visiting one of our branch locations.   

 

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The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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