Round Up Savings
Build Your Savings Without a Second Thought
Dream Round Up Savings from Cyprus Credit Union transforms your would-be pocket change into high-yield savings. By automatically rounding your debit purchases to the next dollar and investing the difference into a dividend-earning savings account, you can save effortlessly day to day. Available for Dream Checking members.
OPEN AN ACCOUNT
Use Your Debit Card
Use your Cyprus debit card at shops, online retailers, gas stations, restaurants, and more.
The Roundup Difference is Calculated
Once your purchase is complete, Cyprus calculates the “roundup” difference between the purchase amount and the next whole dollar. For example: If you spend $3.40, the next whole dollar is $4, making your roundup difference $0.60.
Your Roundup Total is Transferred
At the end of each day, the "roundups" from the purchases you’ve made throughout the day are automatically added together and transferred from your Dream Checking account to your Dream Round Up Savings account. The funds will be kept in the account until it matures on October 31 of each year, at which point they’ll be deposited to your Dream Checking account along with the dividends they’ve earned.
Dividends Accrue at a Great Rate!
The balance in your Dream Round Up Savings account earns monthly dividends at a competitive variable rate. Take a look at our current rate below!
Dream Round Up Savings
APY
10.00%
Certificates
APY as high as
4.50%
Auto Loans
Apr As Low As
6.24%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
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