Our Share-Secured Visa credit card gives you the opportunity to build credit while enjoying competitive rates, no annual fee, and easy access to funds.
The card is backed by funds deposited by you into a share savings account. The amount of your deposit determines the credit limit on the card.
More Features & Benefits
- Credit limits between $100 and $5,000
- Low rates
- No transaction or balance transfer fees
- No minimum finance charge
- No annual fee
- 25-day grace period on purchases
Make the Most of Your Card
Your share-secured card functions like a traditional credit card and can impact your credit score. Be sure to:
- Make payments on time
Making on-time payments shows lenders you’re reliable. Late payments will negatively impact your credit score.
- Monitor your credit usage
A good rule of thumb is to use no more than 30% of the total credit available to you at any given time, including credit you may have from other financial institutions. This will help promote a healthy
credit score.
Share-Secured Visa
APR as low as
11.49%
- Build credit while enjoying competitive rates, no annual fee, and easy access to funds
Rewards Visa
APR as low as
13.99%
- Earn one point for every dollar you spend and bonus points at select merchants.
- Redeem for gift cards, travel, merchandise & more
Cash Back Visa
APR as low as
16.99%
Low-Rate Visa
APR as low as
11.49%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility
or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about
third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy
notice for each linked web site.
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