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Loan Rates
New & Used Cars and Trucks
Apply Online New & Used Cars and Trucks
| APR as low as | Term | Vehicle Year |
|---|---|---|
| 6.24%* | Up to 60 months | 2015-2025 |
| 6.49%* | 61 to 72 months | 2015-2025 |
| 7.24%* | 73 to 84 months | 2015-2025 |
Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost.
Click here for more information and quotes.
Check the NADA value of your vehicle
Rebuilt/Restored titles:
Call Cyprus Credit Union for rates and terms. (801) 260-7700
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
Apply Online New & Used Cars and Trucks
APR as low as
6.24%* Term
Up to 60 months Vehicle Year
2015-2025
APR as low as
6.49%* Term
61 to 72 months Vehicle Year
2015-2025
APR as low as
7.24%* Term
73 to 84 months Vehicle Year
2015-2025
Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost.
Click here for more information and quotes.
Check the NADA value of your vehicle
Rebuilt/Restored titles:
Call Cyprus Credit Union for rates and terms. (801) 260-7700
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
2014 & Older Used Cars and Trucks
Apply Online 2014 & Older Used Cars and Trucks
| APR as low as | Term | Vehicle Year |
|---|---|---|
| 7.49%* | Up to 60 months | 2014 & Older |
| 7.74%* | 61 to 84 months | 2014 & Older |
Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost. Click here for more information and quotes.
Check the NADA value of your vehicle
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
Apply Online 2014 & Older Used Cars and Trucks
APR as low as
7.49%* Term
Up to 60 months Vehicle Year
2014 & Older
APR as low as
7.74%* Term
61 to 84 months Vehicle Year
2014 & Older
Protect yourself and your vehicle with Guaranteed Asset Protection (GAP insurance), Payment Protection and Major Mechanical Protection at a low cost. Click here for more information and quotes.
Check the NADA value of your vehicle
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
All RV's and All Motorcycles
Apply Online All RV's and All Motorcycles
| APR as low as | Term | Vehicle Year |
|---|---|---|
| 7.99%* | Up to 60 months | 2015-2025 |
| 8.24%* | 61 to 144 Months | 2015-2025 |
| 8.49%* | 145 to 180 months | 2015-2025 |
| 8.74%* | Up to 60 months | 2014 & Older |
| 9.24%* | 61 to 84 months | 2014 & Older |
8.74%* RV Balloon Program: 2015-2025 |
120 month term with a 240 month amortization. | Loan Amounts: $50,000 - $200,000 |
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
Apply Online All RV's and All Motorcycles
APR as low as
7.99%* Term
Up to 60 months Vehicle Year
2015-2025
APR as low as
8.24%* Term
61 to 144 Months Vehicle Year
2015-2025
APR as low as
8.49%* Term
145 to 180 months Vehicle Year
2015-2025
APR as low as
8.74%* Term
Up to 60 months Vehicle Year
2014 & Older
APR as low as
9.24%* Term
61 to 84 months Vehicle Year
2014 & Older
APR as low as
$50,000 - $200,000
8.74%*
RV Balloon Program: 2015-2025
Term 120 month term with a 240 month amortization. Vehicle Year Loan Amounts:$50,000 - $200,000
*Advertised APR includes 0.50% discount with automatic payments from a Cyprus Dream Checking account.
Visa Low-Rate / Rewards / Cash Back (Variable Rate Visa)
Apply Online Visa Low-Rate / Rewards / Cash Back (Variable Rate Visa)
| APR as low as | Card Type | Annual Fee |
|---|---|---|
| 11.74% | Variable Rate Low-Rate Visa Credit Card |
No Annual Fee (see terms) |
| 14.24% | Variable Rate Rewards Visa Credit Card |
No Annual Fee (see terms) |
| 17.24% | Variable Rate Cash Back Visa Credit Card |
No Annual Fee (see terms) |
| 11.74% | Variable Rate Share-Secured Visa Credit Card |
No Annual Fee (see terms) |
Apply Online Visa Low-Rate / Rewards / Cash Back (Variable Rate Visa)
APR as low as
11.74% Card Type
Variable Rate Low-Rate
Visa Credit Card Annual Fee No Annual Fee (see terms)
Visa Credit Card Annual Fee No Annual Fee (see terms)
APR as low as
14.24% Card Type
Variable Rate Rewards
Visa Credit Card Annual Fee No Annual Fee (see terms)
Visa Credit Card Annual Fee No Annual Fee (see terms)
APR as low as
17.24% Card Type
Variable Rate Cash Back
Visa Credit Card Annual Fee No Annual Fee (see terms)
Visa Credit Card Annual Fee No Annual Fee (see terms)
APR as low as
11.74% Card Type
Variable Rate Share-Secured
Visa Credit Card Annual Fee No Annual Fee (see terms)
Visa Credit Card Annual Fee No Annual Fee (see terms)
Unsecured (Signature Loans)
Apply Online Unsecured (Signature Loans)
| APR as low as | Term |
|---|---|
| 12.49% | 48 Months |
Apply Online Unsecured (Signature Loans)
APR as low as
12.49% Term
48 Months
First Mortgage
Apply Online First Mortgage
Short & Sweet Mortgage (short-term mortgages at a sweet rate)
Apply Online Short & Sweet Mortgage (short-term mortgages at a sweet rate)
| Max LTV | Minimum FICO score | Max Loan Amount |
|---|---|---|
| 80% | 680 | $400,000 |
Apply Online Short & Sweet Mortgage (short-term mortgages at a sweet rate)
Max LTV
80% Minimum FICO score
680 Max Loan Amount
$400,000
Short & Sweet Mortgage Rates
| Rates | 10 year | 15 year |
|---|---|---|
| First Tier | 6.250% | 6.500% |
* Rates are subject to change | Owner Occupied Refinance
Rates
First Tier 10 year
6.250% 15 year
6.500%
* Rates are subject to change | Owner Occupied Refinance
Home Equity Line of Credit
Apply Online Home Equity Line of Credit
HELOC Default Rate
APR as low as 8.00% (prime rate +0%)
To apply call please call 801-260-7600 Ext 5330
Contact us at homeequity@cypruscu.com
We will loan up to 100% of the property’s value based on the evaluation or appraisal, minus 1st mortgage balance. An appraisal may be required on CLTV's (Combined Loan to Value) above 80%. Call for more details.
Loan will be subject to early termination fee.
Home Equity Line of Credit rate is based on the wall street Journal prime lending rate on the last day of each month. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4%.
Apply Online Home Equity Line of Credit
HELOC Default Rate
APR as low as 8.00% (prime rate +0%)
To apply call please call 801-260-7600 Ext 5330
Contact us at homeequity@cypruscu.com
We will loan up to 100% of the property’s value based on the evaluation or appraisal, minus 1st mortgage balance. An appraisal may be required on CLTV's (Combined Loan to Value) above 80%. Call for more details.
Loan will be subject to early termination fee.
Home Equity Line of Credit rate is based on the wall street Journal prime lending rate on the last day of each month. Maximum interest rate over the life of the loan is 18%. Minimum interest rate over the life of the loan is 4%.
Fixed Rate 2nd Mortgage
| APR as low as | Term |
|---|---|
| 7.49% | 10 years |
| 7.99% | 20 years |
To apply call please call 801-260-7600 Ext 5330
Contact us at homeequity@cypruscu.com
APR as low as
7.49% Term
10 years
APR as low as
7.99% Term
20 years
To apply call please call 801-260-7600 Ext 5330
Contact us at homeequity@cypruscu.com
Construction Loans
Apply Online Construction Loans
| Closing | APR as low as | Term |
|---|---|---|
| Two time close | 6.500% | Up to 12 months |
| One time close | 7.000% | 12 month construction period. |
Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.
Contact us at construction@cypruscu.com
Apply Online Construction Loans
Closing
Two time close APR as low as
6.500% Term
Up to 12 months
Closing
One time close APR as low as
7.000% Term
12 month construction period.
Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.
Contact us at construction@cypruscu.com
Improved Lot Loans
| APR as low as | Term | LTV |
|---|---|---|
| 6.74% | 30/5 | 80% |
| 6.99% | 10 Year Fixed | 80% |
Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.
Contact us at construction@cypruscu.com
Prime interest rate = 8.00%
Historical Prime Rates
APR as low as
6.74% Term
30/5 LTV
80%
APR as low as
6.99% Term
10 Year Fixed LTV
80%
Call a Construction Loan Officer at 801-260-7600 Ext. 5340 for more information.
Contact us at construction@cypruscu.com
Prime interest rate = 8.00%
Historical Prime Rates
Rates as of 10/01/2024, variable rates may change. Membership and eligibility required.
Mortgage Rates
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
