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Fast Funds Instant Loans
When life happens,
we’re here for you.
Whether you need a little extra cash for groceries, an emergency car repair, or anything in between, Fast Funds can help.
Apply in as little as 60 seconds
Immediate funding to your Cyprus checking account
No credit check required
Apply online 24/7/365
Is Fast Funds right for you?
Eligibility
Before applying for a Fast Funds loan, verify that you meet all of the following eligibility requirements.
- Must be 18+ years of age.
- Must have a valid social security number.
- Must be the primary account holder on the Cyprus account you are applying through. Fast Funds not available on business or trust accounts.
- The account you are applying through must have an open and active checking account for at least six consecutive months prior to applying.
- Must have a direct deposit of $500 or more into the checking account for at least 60 consecutive days prior to applying.
- May not have more than one Fast Funds loan at any given time.
- Must not have any overdrawn accounts, past due loans, or charged off loans on any Cyprus account at time of application.
Meeting the above eligibility requirements does not guarantee Fast Funds loan approval. Applicants must submit an application through Home or Mobile Banking for review.
Terms
- Eligible members can qualify for loan amounts between $200–$2,000.
- Repayment terms range from 3–12 months, depending on the loan amount.
- The interest rate on all Fast Funds loans is 28%.
- A nonrefundable application fee of $20 will automatically be deducted from the applicant’s checking account upon applying for a Fast Funds loan. Payment of the application fee does not guarantee loan approval.
Begin with 3 simple steps:
- Log in to Home Banking or the Cyprus CU Mobile Banking app.
- In the menu, select the "Services" tab and choose "Fast Funds."
- Review the terms and submit your application.
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors.
If you use these links, you will leave the Cyprus Credit Union web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.
If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
Please do not send any personal financial information via Email.
E-mail transmission cannot be guaranteed to be secure and information
could be intercepted, lost, or contain viruses.
