Dream Auto / RV Loans

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Finance your next new or used vehicle with Cyprus Credit Union and know that you are getting the lowest rates and best service available. Add even more benefits with our Dream Auto Loan program. Simply set up monthly automatic payments from your Cyprus Dream Checking to unlock amazing features including: 

  • Best Rates – Shop with confidence knowing Cyprus gives you the best rate out there.
  • Get Rewarded – For on-time payments, lower your rate with our one-time rate reduction program:
    • For credit scores below 720, you can lower your interest rate by one full tier after 12 months of on-time payments. This can lower your existing rate by up to 5.00%.
    • Reduced rates will be based on the rates at time of purchase or current rates, whichever is lower.
    • Member must call at 12 months to lower the rate. 

Every Cyprus auto loan offers these great benefits:

  • Low Rates – We offer competitive rates to get you the best deal on your new vehicle
  • Flexible Terms – Convenient repayment terms for both new and used vehicles
  • Quick Approval – Funds are available the same day in most cases
  • Convenient Options – Sign your loan documents from home and set up automatic payments

 Apply online or ask for Cyprus financing at the dealership.

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  Dream RV Loan

Our low rates and flexible terms give you the freedom to enjoy your new recreational vehicle wherever the road may take you. Add even more benefits with our Dream RV Loan program. Simply set up monthly automatic payments from your Cyprus Dream Checking account to unlock amazing features including: 

  • Best Rates – Shop with confidence knowing Cyprus gives you the best rate out there.
  • Get Rewarded – For on-time payments, lower your payments with our one-time payment reduction program:
    • For credit scores below 720, you can lower your interest rate by one full tier after 12 months of on-time payments. This can lower your existing rate by up to 5.00%.
    • Reduced bump rates will be based on the rates at time of purchase or current rates, whichever is lower.
    • Member must call at 12 months to lower the rate. 

Cyprus Credit Union provides affordable financing for:

  • Motor Homes
  • Travel Trailers
  • Fifth Wheels
  • Boats
  • ATVs
  • Toy Haulers
  • Motorcycles
  • Personal Watercrafts 

Every Cyprus RV loan offers these great benefits:

  • Low Rates – We offer competitive rates to get you the best deal on your new vehicle
  • Flexible Terms – Convenient and extended repayment that fit your needs
  • Quick Approval – Funds are available the same day in most cases
  • Convenient Options – Sign your loan documents from home and set up automatic payments 

Apply online or ask for Cyprus financing at the dealership.

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We understand that getting your first loan can be difficult if you have little to no credit history. Through our First Time Auto Loan program we are able to fund the purchase of your first vehicle while also helping you establish a positive credit history.

Here's what you will need:

  • Your last 2 paystubs from your current job
  • Two personal references
  • Proof of insurance or the ability to get insurance
  • Must be 18 or older

Here's how we can help:

  • It's easy to qualify and there are no application fees, closing costs or start-up fees.
  • Applicants may qualify up to $15,000 depending on income and time on job.

To estimate your payment visit our Payment Calculator

 Amount 48 Month 60 Month 72 Month
 $ 3,000.00 $ 73 $ 61 $ 53
 $ 5,000.00 $ 122 $ 101 $ 81
 $ 9,000.00 $ 220 $ 182 $ 158
 $ 15,000.00 $ 365 $ 302 $ 263

 *Estimated payment based on 7.69% for 24-60 months, 7.99% for 72 months. Interest in OAC. All figures are estimates;actual monthly payments and rate may vary by borrower. Terms may vary based on creditworthiness. 

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Contact our lending specialist for rates at 801-260-7700.

 *Estimated payment based on 7.69% for 24-60 months, 7.99% for 72 months. Interest in OAC. All figures are estimates;actual monthly payments and rate may vary by borrower. Terms may vary based on creditworthiness.

Did you know that you can request for your loan to be financed through Cyprus at the dealership? By financing with Cyprus you can receive a competitive rate with the convenience and great service you are used to. You’ll also have the convenience of being able to easily manage all your accounts in one location. Before visiting the dealership, get pre-approved to make the process quick and simple!

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  • (GAP insurance) Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered; your insurance may not pay off the total amount due to your financial institution?  You can prevent this!
  • (MMP Insurance) Protection from costly repairs - as time goes on, the likelihood of mechanical failure on your vehicle is inevitable. With Major Mechanical Protection, you can protect yourself against the expense of future costly repairs.
  • These days, even the most responsible person can be hit with bills they can’t pay. When that happens, whether because of injury, illness, or accidental death, Debt Protection in most cases can help eliminate your debt. Add this important protection to your loan. 
  • Interested in knowing how much car you can afford or what your monthly payments will be? Find out by using our payment calculators.
  • Search inventory at participating dealerships to find the exact make, model, and options you want. Get access to information and resources designed to help you find the right vehicle at the right price online! 

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Fuel Economy Guide

Cyprus Credit Union joins the U.S. Department of Energy (DOE) and the U.S. Environmental Protection Agency (EPA) encouraging fuel economy. By working together, we can help consumers save money, reduce our nation's dependence on imported oil, and promote cleaner air in our community. For more information on Fuel Economy, click here where you can view the Fuel Economy Guide.