Pay of your loans quicker and lower your monthly payments with a Consolidation Loan from Cyprus Credit Union. Our consolidation loans allow you to refinance all of your high interest rate loans into one, convenient, low rate loan.  Plus, with four choices of how to consolidate, you can find the option that best fits your needs.  Save time, save money, get started now.

Home Equity Consolidation

If you own a home, a home equity line of credit may be a great option for consolidating your consumer debt. You can borrow against the equity in your home at a much lower rate than your credit card company. This is a great option if you are looking for the lowest rates or are looking to consolidate multiple home equity or auto loans.

  • Line-of-credit & term loans
  • Terms from five to 15 years
  • Up to 100% financing
  • Tax deductible

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Auto Loan Consolidation

Car owners can use the equity in their car to refinance their high rate loans. You may be able to adjust your current Cyprus Credit Union auto loan to consolidate your loans. Or if your car is paid off you may be able to leverage the car's equity to manage your debt. This is a great option for refinancing credit card and personal loans at a low rate.

  • Competitive rates
  • Terms up to seven years
  • 100% loan-to-value available

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Visa Card Consolidation

See big savings when you refinance multiple credit cards or personal loans into one, low rate, Visa Credit Card from Cyprus Credit Union.  If you are a new cardholder, you can get 0% on your consolidation loan for the first 6 months.  This is a great option if you are looking for a low rate solution but don’t have the option of using equity from your home or car.

Personal Loan Consolidation

Personal loan consolidation requires no collateral but still offers low, competitive rates.  With terms up to 5 years, this is a great option for consolidating lower balances from multiple loans.

  • No collateral required
  • Low fixed & variable rates
  • Terms up to 60 months

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From the blog: What is Loan Consolidation?