Cyprus Credit Union’s routing and transit number (aka ABA number) is: 324377202

This 9-digit number is how the Federal Reserve system directs checks and electronic payments to Cyprus Federal Credit Union for processing on your account.

If you have share draft checks drawn from your Cyprus checking account, the 9-digit routing number may be found at the bottom of the check, next to your 12-digit checking account ID number.

The correct account ID number for electronic deposits or withdrawals to savings accounts is your member account number only. You can see this in your account overview after logging in to Home Banking. The account number is listed before the dash (–) share ID under your available savings balance.

Example:

To set up electronic deposits or withdrawals to checking, use your 12-digit checking account ID number. To view your checking account ID number online, log into your account and then follow these steps:

• Select the “Option” icon with the 3 dots under your checking account.
• Choose “View Details”
• The checking account ID number will be listed under “Direct Deposit/ACH/MICR Number”

If you have share draft checks drawn from your Cyprus checking account, you may find your 12-digit checking ID number at the bottom of your checks next to the routing number. 

Example (this is a sample image; your MICR number will be unique to your checks):

You may enroll in electronic deposits to most Cyprus loan accounts, (click here for first mortgage payment options). When establishing an electronic loan payment with another company, make sure to select loan as the account type. If the loan account type is not available with the company sending the money, you need to set up other ways to pay your Cyprus loan. Click here for alternative free payment options to your Cyprus loan.

The correct account ID number for electronic deposits to a loan is your member account number-loan ID. This may be viewed in your account overview after logging in to Home Banking. The number is listed under the current payoff amount for that specific loan.

Example:

What is a MICR Number?

A MICR number is a unique 12-digit account ID number commonly used for setting up and authorizing electronic payments to a particular account (usually checking). Your MICR number is separate from your member account number. Your member account number identifies your membership as a whole, while a MICR number is assigned to a specific account..

What is a MICR Number used for?

MICR numbers are often used for setting up Automated Clearing House (ACH) payments or deposits. An ACH is a payment processing network used to send money electronically between financial institutions. With an ACH, electronic payments you have set up with a company will debit your Cyprus CU checking account for such things as utility bills, gym memberships, or loan payments. An ACH can also include deposits into your account such as your paycheck, Social Security, tax refund, etc. Your MICR number is used to identify your Cyprus CU checking account for ACH deposits or withdrawals, in addition to clearing share draft checks drawn from your checking account..

Where can I find the MICR number?

You can find your checking MICR number by logging into Home or Mobile Banking and selecting the account for which you would like the MICR information.

• Select the “Option” icon with the 3 dots under your checking account.
• Choose “View Details”
• The checking account ID number will be listed under “Direct Deposit/ACH/MICR Number”

Example (this is a sample image; your MICR will be unique to your account):

If you have checks, your MICR number can also be found on the bottom of your checks next to the routing number. 

(This is a sample image; your MICR number will be unique to your checks)

What number should I use for setting up electronic deposits or withdrawals to my Cyprus account? 

Electronic withdrawals and deposits (such as payroll direct deposits) may be set up to post to different account types, such as savings or checking. When you are establishing an electronic deposit or withdrawal with another company, please make sure you are entering the correct Cyprus account ID number with the appropriate account type.