The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
The Cyprus CU Mobile Banking App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.
View and download Our Privacy Notice here. To view our other disclosures and notices, visit the Membership Disclosures page.
FEDERAL LAW
WHAT DOES CYPRUS FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the accounts, products or services you have with us. This information can include:
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Cyprus Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Cyprus Federal Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | No | We do not share |
| For our affiliates’ everyday business purposes—information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | Yes | Yes |
| For non-affiliates to market to you | No | We do not share |
To limit our sharing
Please note: If you are a new member, we can begin sharing your information thirty (30) days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 801-260-7600, toll free 800-929-7787, or visit us online at www.cypruscu.com.
Who We Are
Who is providing this notice?
Cyprus Federal Credit Union and its affiliate, Cyprus Insurance Services, LLC.
What We Do
How does Cyprus Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does Cyprus Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, including credit bureaus or other companies.
Why can’t I limit all sharing?
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account you have with us.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Cyprus Federal Credit Union has the affiliate, Cyprus Insurance Services, LLC.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Cyprus Federal Credit Union does not share with non-affiliates so that they can market to you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our marketing partners include:
Other Important Information
Cyprus Federal Credit Union does business as Cyprus Credit Union. Cyprus Credit Union reserves the right to amend this Privacy Notice at any time. The most current copy of the Privacy Notice is available at www.cypruscu.com.
California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services.
What is personal information?
Personal Information. Under the CCPA your “Personal Information” includes the following data that identifies, relates to or may be associated with you:
Personal information also includes information that is identifiable to your household.
CYPRUS FEDERAL CREDIT UNION COLLECTION OF MEMBER PERSONAL INFORMATION
Categories of Member Personal Information We Collect
Your personal information that we collect may include:
Where We Collect Member Personal Information
We collect the categories of personal information listed above when you: visit our website or submit an online application, conduct any branch, mail or online transaction, use the Personal Finance Manager program or send us an e-mail, or phone inquiry.
Cyprus Federal Credit Union Use and Sharing of Member Personal Information
How We May Use Member Personal Information
We may use each category of personal information we collect for the following purposes:
We have never sold, and we will not sell any of your personal information to anyone.
How We May Share Member Personal Information
We may share your personal identifiable information with 1) our third-party service providers and payment processor to facilitate your services or transactions, or 2) other financial companies with whom we have a joint marketing agreement.
Your Rights to Protect Your Personal Information
Right to Request Access to Your Personal Information
You have a right to access your personal information that we have collected. Upon your request by mail, email or in person to the Credit Union, we will disclose any of the following information requested:
Right to Request Your Personal Information Be Deleted
You have the right to request that we delete personal information about you that we have collected. Upon your verifiable request by mail, email or in person to the Credit Union, we will delete the information and direct our service providers to delete the information from its records unless we or service provider needs the personal information. The following are the exceptions where the Credit Union and our service providers need the personal information to maintain and service your account and cannot delete the information:
Right to Opt Out of the Sale of Your Personal Information
The Credit Union does not sell any member personal information to any third party.
Right to Equal Services and Pricing
You have the right to receive equal service and pricing from us even if you choose to exercise any of your privacy rights. We will not discriminate against you for exercising any of the consumer’s rights, including:
How to Submit Requests to the Credit Union or Contact Us for More Information
You may submit your requests to the Credit Union as follows:
You may designate an authorized agent to submit requests on your behalf by providing us with your written authorization of the agent and nature of your request.
We will verify your request by using our current authentication practices including matching the identity information you provide with your request with your personal information we maintain on file.
Additional Online Privacy Protections
Use of Cookies.
Cyprus Federal Credit Union uses cookies when you visit our website. These cookies are essential for enabling user movement around our website and providing access to features such as your member-only resources, online banking, and other secure areas of the website. These cookies do not gather information about you that could be used for marketing purposes and do not remember where you have been on the internet and Cyprus Federal Credit Union does not track or sell this data. This category of cookies cannot be disabled.
California Do Not Track Disclosures.
Certain web browsers offer a “Do Not Track” (DNT) option that permits users to select a preference not to have information about web browsing activities monitored and collected. Our website will not honor DNT signals from you and we will not monitor or collect information of your browsing activity.
Our Privacy Policy is posted on our website: www.cypruscu.com. You can reach us by calling 800-929-7787.
Privacy Policy Changes. We reserve the right to amend this Privacy Policy at our discretion and at any time. We will post our amended Privacy Policy on our website or otherwise notify you as required by law.
