Skip-a-Payment

Simply login to Home Banking and choose “Skip a Payment” under the services tab. Here you’ll see a list of all your loans that qualify for a skip.  Just follow the prompts and repeat the process if you have more than one loan payment you’d like to skip. It’s that easy! Please submit your skip ten (10) days before the due date of the payment you want to skip.  Interest will continue to accrue on your loan, and your final payment will be due one month later than usual.

Skip a Pay is Here to Stay!

Going forward, you have the ability to skip your loan payment anytime during the year.  In most cases if your loan is in good standing, you’ve made at least one payment since your last skip and you have not had more than 2 skips in a 12 month period, you can skip a payment. Just use the “Skip a Payment” tool in Home Banking to see when you qualify.

Skip your payment on any of the following products:

  • New and used auto loans
  • Personal loans
  • Deposit secured loans
  • R/V loans and boat loans

You may qualify to skip your monthly payment on any of these products if:

  • Your loan has been open for at least 60 days and you must have made your first payment.

  • You haven’t skipped more than 2 payments in the last 12 months.

  • You must make at least one payment since your last skip.

  • Your loan is current and in good standing.

Skip-a-Payment Instructions

 

*Deferment of this payment will extend the life of your loan and may cause an increase in the final payment amount. Payment deferment based on eligibility. If you no longer qualify, the offer may be withdrawn. You may not skip more than 2 payments in a 12 month period. Deferred payments will not be covered by GAP protection, Life and Disability protection or Major Mechanical Protection.