Basic Checking

Checking Made Simple

Managing your money shouldn’t be complicated. A Basic Checking account from Cyprus Credit Union makes your everyday banking seamless. Access our money management tools and resources to keep track of your financial goals.


Basic Checking Features

 

OPEN AN ACCOUNT    Schedule an Appointment

              

Earn Real Rewards with Dream Rewards Checking!

Get more out of your Cyprus banking experience with a Dream Rewards Checking account! Earn points with select purchases to redeem for rewards like gift cards, electronics, and more. Plus, get rate matches and discounts on Dream auto/RV loans and products exclusive to Dream Rewards Checking accounts.

Learn More

 


Choose your Checking Account

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Features Dream Rewards Checking Basic Checking

Earn Points for Debit Transactions

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Earn Points for On-time Auto/RV Payments

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Earn Points for On-time HELOC Payments

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Earn Points for Earning Dividents on Certificates

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Exclusive Auto/RV Loan Discounts

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Flexible Savings with Dream Certificates

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Save Daily with Dream Round Up Savings

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Choose Your Card Design

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Manage Your Cards in Home Banking

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Avoid Fees with Overdraft Protection

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Access to Shared Branches

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Access to 30,000 Nationwide CO-OP ATMs

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No Minimum Balance

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Open an Account

Open an Account


FAQs

Are there any requirements for opening an account? 

To open an account, you must be 18+ and an existing Cyprus Credit Union member. For new members, you can apply for a membership and a Dream Rewards Checking account at the same time using our online application.     

I have an ITIN, can I still get Basic Checking Account?

Yes! If you have an ITIN (Individual Taxpayer Identification Number), you can become a Cyprus member and sign up for a Basic Checking account to get awesome rewards!

Why should I get a checking account from a credit union? 
Getting a checking account through a credit union means you’ll benefit from lower or no fees, higher dividend rates on deposit accounts, and much more. Also, as a member of Cyprus Credit Union, you get personalized service and access to tools and resources to help you achieve financial wellness.  
How does overdraft protection work? 
Overdraft protection is a line of credit you can borrow against to ensure purchases don’t decline or checks don’t bounce when using your Basic Checking account.  
How do I activate my debit card? 
You can activate your card in Home Banking under “Card Controls.” You can also call 1-833-455-2582 from your primary phone number 24/7. 

 

OPEN AN ACCOUNT  Rates & Service Charges  Reorder Checks  Schedule an Appointment

              

Certificates

APY as high as 4.35%

Dream Round Up Savings

APY 10.00%

Auto Loans

Apr As Low As 5.74%
The products and services on this page are offered through LPL Financial or its affiliates by Registered Representatives of LPL Financial. These products and services are not credit union deposits, not credit union guaranteed, not insured by NCUA or any other government agency, and may lose value. Cyprus Credit Union is a separate entity and is not affiliated with LPL Financial.
Links from the Cyprus Credit Union web site to other web sites are provided solely as a convenience to visitors. If you use these links, you will leave the Cyprus Credit Union web site.

The Credit Union does not have any responsibility or control over any of these external web sites, their content or their privacy policies. We do not endorse or make any representations about third-party external web sites, including any information, products, materials or results that may be obtained from using them.

If you decide to access any of the linked third-party web sites, you do so entirely at your own risk. You are encouraged to review the privacy notice for each linked web site.
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