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Fee Schedule

Our credit union stays in business by working in the best interest of all members. We are proud to offer many free and convenient services. However, in order to provide the services of processing and collecting checks, book-keeping, preparing and mailing statements, and other labor required to maintain credit union accounts, a fair price must be charged for certain extra services.

We do not ask members to pay for services they do not use.
Click Here for a printable version of our Fee Schedule.

General Account Fees Fee
Account Closure Fee (If closed within 90 days of opening)
$10
Account Research/Reconciliation (No charge if credit union error)
$20 per hour
($20 minimum)
Bad Address (one time)
$5
Card Payment/ Check by Phone Convenience Fee $10
Card Replacement
$15
Card Rush Order
$25
Check Copy
$3
Coin > $100
5%
Collection Items
$25 per item
Counter Checks
$1 per sheet
Garnishment Fee
$25
Inactive Account Fee (monthly after 1 year of no activity, youth accounts excluded)
$5
Money Orders
$1.50 each
Non CO-OP ATM Fee
$2
Overdrawn / Privilege Pay Items
$25 per item
Photocopy
$1 per page
Repo Processing Fee $50
Return Deposit Item
$10 per item
Returned / NSF Items
$25 per item
Special Check Handling $25 per item
Statement Copy
$5
Stop Payment: Checks and ACH
$25
Teller Check (2 free per month)
$1
Verification of Deposit
$5
Voice Response/Home Banking Check WIthdrawal $1
Wire Transfer: Incoming or Outgoing
$15
Wire Transfer: International
$50

 

Business Checking Fees Free Checking Business Checking
Type of Business
Non- Profit
Club
Sole Proprietor
DBA, LLC, Corporation Partnership, LTD
Amount to open savings
$25
$25
Minimum to open business checking
$0
$50
Monthly fee
Per item fee
$0
$0
$2
$0.10 per check deposited and written
Set-up fee (one-time)
$0
$15 (Sole Proprietor, DBA)
$25 (LLC, Corp, Partnership)
Loose coin deposited
0%
10%
Checks
Member pays
Member pays
Earn interest
Going rate
Going rate
One signers must have a personal account and be verified through ChexSystems?
Yes
Yes


Service charges are not limited to the above listed items. Subject to change without notice.

Other Cyprus Disclosures and Agreements

Last Updated: November 2, 2012