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Send your loan on a summer break with a Skip-A-Payment! For only $30, you can skip your next loan payment* and have more money available for summer fun. Plus, Cyprus will donate a portion of the $30 fee to Utah charities.
To skip your payment, simply log into Home Banking, go to the Services tab in the menu, and choose Skip A Payment. Here, you’ll see a list of your loans that qualify for a skip. Follow the prompts and repeat the process if you have more than one loan payment you’d like to skip. Your final payment will be due one month later than usual. Interest will continue accruing in the meantime.
Please request your skip at least 10 days before the due date of the payment you would like to skip.
Skip-A-Payment can be used at any time during the year. In most cases, you may skip a payment if: (1) your loan is in good standing, (2) you’ve made at least one payment since your last skip, and (3) you haven’t had more than two skips within a 12-month period. Simply use the Skip A Payment tool in Home Banking to see when you qualify.
Skips may be requested on:
You may qualify to skip your monthly payment if:
*Deferment of this payment will extend the life of your loan and may cause an increase in the final payment amount. Payment deferment based on eligibility. If you no longer qualify, the offer may be withdrawn. You may not skip more than two (2) payments in a 12-month period. Deferred payments will not be covered by GAP protection, Life and Disability protection, or Major Mechanical Protection.
