Business Services & Lending

Solutions for all of your business needs

You trust us with your personal banking, so why not with your business needs? Cyprus Credit Union provides the tools and solutions necessary to take your business to the next level. This means you can spend more time on your business and less on your bank account.

Essential Small Business Checking

 This option is great for businesses with smaller deposits and fewer transactions.

Choice Business Checking

With Choice Checking, you can choose between earning interest or earning credits that offset the monthly fee.

  • $50.00 minimum to open checking
  • One time setup fee of $25
  • Monthly fee of $10
  • $0.05 per check deposited & written
  • No fee for cash deposited under $5000 | .35 per $1000 over
  • No fee for cash withdrawn under $5000 | .35 per $1000 over
  • Choose between earning interest or earning credits that offset the monthly fee
  • Unlimited free ATM transactions
  • Overdraft protection available

    Click here for a complete list of options for our Cyprus Business Checking Plans

Non-Profit Checking

For groups like Girl Scouts, Church Organizations, sports teams, PTAs, etc.

  • Free Checking
  • No setup fees
  • No monthly fees
  • No check writing or deposit fees
  • Overdraft protection available

Visa Business Debit Card



801-260-7600 ext. 5270

 Merchant Services – Select Bank Card

  • Accepts Visa, MasterCard, American Express, and Discover credit & debit cards.
  • Deposited checks are guaranteed to be paid or turned into ACH debits.
  • Next day funding of credit card payments automatically deposited into your Cyprus account.
  • Competitive pricing.
  • Innovative products and technology.
    • Terminals, eCommerce, Mobile, and Point of Sale Solutions
  • Local personal service and support.

Payroll Services - Paychex

  • Providing practical solutions for all of your payroll and human resource needs.
  • Providing Payroll Solutions for just one employee to thousands of employees we have services to fit your needs.
  • Local Representatives and Customer Service


  • Home Banking – View account history, transfer funds, and download Quicken 24 hours a day, 7 days a week at
  • Mobile Banking – Bank wherever you are with our free mobile banking app. View balances, pay bills, and transfer funds, all from the convenience of your mobile device.
  • BillPayer – Our online bill pay service is free and will save you time & money. Pay monthly bills, set up one-time or recurring payments, schedule payments, and track payment history.
  • eNotify – Keep up to date on your account activity with free notifications via text message or email.
  • Branches & Shared Branch Locations – In addition to our 18 full-service branches, Cyprus is also a member of the CO-OP branch system. This gives you access to your account from more than 4,500 locations nationwide as well as over 25,000 surcharge ATMs. 


801-260-7600 ext. 5270

Visa Business Credit Card

  • Use your card wherever Visa is accepted with no annual fee and competitive interest rates.
  • Payments can be made online through home banking or at a branch.
  • Earn one point for every $1 you spend.

Vehicle and Equipment Loans

  • Low rates for passenger vehicles.
  • Flexible terms for commercial vehicles and other equipment.

Business Lines of Credit

  • Provides convenient access to funds for larger cash flow needs.

Commercial Real Estate

  • Commercial Real Estate loans let you purchase or construct the right building for your business.These loans can also be used to renovate or enlarge existing buildings. 


801-260-7600 ext. 5270


Contact Us

Call US

801-260-7600 ext. 5270



We are one of Utah's most trusted credit union's. Cyprus Credit Union is the oldest active not-for-profit credit union in Utah and Salt Lake City.